Report court-ordered unpaid rent to Equifax and TransUnion Canada
Have a final court or tribunal order for unpaid rent? StrikeLM submits eligible rent arrears to Equifax Canada and TransUnion Canada for a one-time $99 CAD fee.
How it works
1. Upload your documents. Provide your final court or tenancy-tribunal order for unpaid rent, plus proof that you are the landlord or authorized property representative, such as a lease or proof of ownership.
2. Pay once. The submission fee is $99 CAD per arrears claim. There is no subscription unless you choose an optional add-on.
3. Eligible arrears are submitted. StrikeLM submits eligible claims to Equifax Canada and TransUnion Canada within 24 hours of payment, and you receive an email confirmation.
Orders and provinces
StrikeLM works with final orders for unpaid rent issued by Canadian courts and provincial tenancy tribunals, such as Ontario's Landlord and Tenant Board, British Columbia's Residential Tenancy Branch, Alberta's Residential Tenancy Dispute Resolution Service and Quebec's Tribunal administratif du logement.
The tribunal or court decides whether rent is owed. StrikeLM does not issue orders or decide disputes. Our intake checks whether your existing order and documents meet the requirements for credit reporting before you pay.
Pricing
Credit bureau submission: $99 CAD per arrears claim, paid once. No account setup. No subscription required.
Optional CollectorPro: $29/month for compliant tenant touchpoints after submission. Optional CollectorPro+: $49/month, adding skip tracing for current tenant contact details. Neither add-on is required.
StrikeLM or a collection agency?
StrikeLM is not a collection agency. We do not negotiate, arrange payment plans or handle payments. You stay in control of any conversation with the former tenant.
A collection agency typically pursues payment on your behalf and may keep a share of what it recovers. Choose one route for a given debt: do not report the same rental debt through StrikeLM and a collection agency at the same time.
Frequently asked questions
Can I use StrikeLM with my RTB, LTB, TAL, or other tribunal order?
Yes. StrikeLM supports final orders for unpaid rent from courts and provincial tenancy tribunals across Canada, including BC's RTB, Ontario's LTB, Quebec's TAL, Alberta's RTDRS, Manitoba's RTB, Saskatchewan's ORT, New Brunswick, Nova Scotia, PEI's IRAC, and Newfoundland & Labrador. The order must confirm genuine rent arrears.
What documents do I need?
Your final court or tenancy-tribunal order for unpaid rent, proof of property ownership, or a lease showing you as the landlord or authorized property representative.
What exactly happens after I submit?
After payment, eligible rent arrears claims are submitted to Equifax Canada and TransUnion Canada. You'll receive an email confirmation after submission, and you can reply to that email if you need to provide an update.
How long does it take for rent arrears to appear on a tenant's credit report?
After payment, we submit eligible claims within 24 hours. The arrears may appear on the tenant's credit report within 30 days, depending on the credit bureau.
Will the arrears appear with both Equifax and TransUnion?
Yes. Eligible claims are submitted to both Equifax Canada and TransUnion Canada. Each bureau controls its own review and update timing, so the entries may not appear at exactly the same time.
How much does it cost? Is it a one-time fee?
The fee is $99 CAD per submission. It is a one-time fee for that arrears claim, not a monthly subscription. We also offer CollectorPro at $29/month and CollectorPro+ at $49/month. Completely optional.
What are CollectorPro and CollectorPro+?
CollectorPro ($29/month) helps keep the recovery process moving after your submission. It sends compliant touchpoints to the tenant using the phone number or email you provide, notifies the tenant of the amount reported to the credit bureaus, gives them 60 days to negotiate with you, and notifies you when communication is sent. CollectorPro+ ($49/month) includes those same features plus skip tracing to find up-to-date tenant phone numbers and email addresses when you do not have reliable contact information. Neither service is a collection agency. You, the landlord, remain responsible for negotiating payments.
How does it work?
1. Upload documents — Provide your court order and proof that you are the landlord. 2. Pay — Pay the one-time $99 CAD submission fee. Optionally add-on CollectorPro or CollectorPro+. Not required. 3. Arrears are submitted — StrikeLM submits the eligible debt to Equifax Canada and TransUnion Canada.
Do I need the tenant’s consent?
No. StrikeLM is designed for reporting genuine rent arrears supported by a valid court or tenancy-tribunal order for collection purposes. We do not report ordinary rent-payment history.
What happens if the tenant pays?
Reply to your StrikeLM confirmation email as soon as the tenant pays. We'll review the update and notify the credit bureaus as appropriate. No additional form is required.
Can I use a collection agency too?
Do not report the same rental debt through StrikeLM and a collection agency at the same time. If a collection agency is already reporting the debt to the credit bureaus, do not also submit it through StrikeLM.
Is StrikeLM a collection agency?
No. StrikeLM is not a collection agency. We help landlords report court-ordered rental debt to Equifax Canada and TransUnion Canada, but we do not negotiate payments, arrange payment plans, or handle payments.
How is my information protected?
Payments are processed by Stripe. Documents are encrypted in storage and used only to process your arrears claim through the credit-reporting service.
What does LM stand for?
We like to think it stands for Legal Matters. But the truth is, it just sounds good.